Goldcrest Finance Limited

Other credit granting n.e.c. · Spinningfields

ActiveUnited KingdomIncorporated 1997Private Limited Company

Financial position

Accounts to 2026-03-31 · GBP · Group accounts

Net assets

£65,995,636

Cash

£662,484

Turnover

£19,107,463

Profit / loss

£6,076,299

Current assets

£101,716,649

Creditors < 1 year

£26,224,464

Equity

£65,995,636

Average employees

Balance-sheet trend

GBP · consolidated

Financial statements

Selected figures from the best-ranked available filing for each period. Missing values remain unknown.

2 periods

Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts

Reported figures	2026-03-31Group · AI-read	2025-03-31Group · AI-read
Balance sheet
Net assets	£65,995,636	£60,618,337
Equity	£65,995,636	£60,618,337
Share capital	£9,900,500	£9,900,500
Retained earnings	£56,095,136	£50,717,837
Assets
Fixed assets	£447,843	£481,416
Property, plant & equipment	£431,413	£477,256
Investments	£16,430	£4,160
Current assets	£101,716,649	£94,777,792
Cash at bank	£662,484	£171,992
Debtors	£77,198,999	£75,629,830
Stock	£23,855,166	£18,975,970
Liabilities
Creditors within one year	£26,224,464	£26,066,873
Creditors after one year	£9,944,392	£8,573,998
Net current assets	£75,492,185	£68,710,919
Assets less current liabilities	£75,940,028	£69,192,335
Profit & loss
Turnover	£19,107,463	£16,157,823
Cost of sales	£4,102,884	£3,168,343
Gross profit	£15,004,579	£12,989,480
Administrative expenses	£7,588,979	£8,437,239
Other operating income	£940,987	£554,969
Operating profit	£8,356,587	£5,107,210
Interest receivable	£78,816	£31,998
Interest payable	£318,872	£238,970
Profit before tax	£8,116,531	£4,900,238
Tax	£2,040,232	£1,312,739
Profit / loss	£6,076,299	£3,587,499
Dividends	£600,000	£610,000
Operating costs
Depreciation	£52,965	£31,354
Operating lease charges	£234,939	£409,769
Cash flow
Cash from operations	−£158,497	−£8,250,477
Capital expenditure	£7,122	£498,303
People & pay
Average employees	23	22
Staff costs	£1,551,326	£1,393,687
Wages & salaries	£1,376,524	£1,261,072
Social security costs	£162,999	£123,298
Pension costs	£11,803	£9,317
Directors' remuneration	£166,700	£166,700
Source evidence	View filing	View filing

From the accounts

What the accounts for 2026-03-31 say about themselves, read by AI from the scanned filing.

Auditor: S&W Audit
Audit opinion: Clean (unmodified)
Ultimate controlling party: R S Chawla
Accounts: Full accounts · FRS 102
Approved: 2026-06-30, signed by R S Chawla

Subsidiaries (3)

G C Capital Limited
G C Construction ( UK ) Limited
Goldcrest Distribution Limited

Turnover by segment (8)

Finance related income: 16,724,095 (2026-03-31)
Property sales: 1,566,500 (2026-03-31)
Construction related income: 1,484 (2026-03-31)
Clothing and general trading: 815,384 (2026-03-31)
Finance related income: 14,535,597 (2025-03-31)
Property sales: 711,500 (2025-03-31)
Construction related income: 15,797 (2025-03-31)
Clothing and general trading: 894,929 (2025-03-31)

Related parties (13)

director · director · amount due from a director · £2,517,990
director · director · interest charged · £77,391
director · director · interest receivable outstanding · £135,083
director · director · advances received · £2,517,990
director · director · repayments made · £2,044,854
directors · directors · preference dividends payable · £264,000
director · director · personal guarantee to certain lenders · £9,031,517
Goldcrest Enterprise · entity to which the directors are related · loan account payable · £1,100,000
Enil · interest payable accrued · £132,000
Enil · interest paid in advance · £11,000
charity · some directors are trustees · charitable donation · £102,500
charity · charity of which some directors are trustees · amount due · £1,085,000
charity · charity of which some directors are trustees · interest payable accrued · £192,097

Borrowings (2)

Other loans · 9,031,517 · secured on a fixed and floating charge over stocks held by the company
Bank overdrafts · 250,000 · secured on a fixed and floating charge over the assets of a subsidiary; additionally, a director has guaranteed the overdraft facility for £250,000

Share classes (3)