Sesame Bankhall Valuation Services Limited
Activities auxiliary to financial intermediation n.e.c. · York
ActiveUnited KingdomIncorporated 2001Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
£1,232,000
Cash
£1,420,000
Turnover
£15,039,000
Profit / loss
£71,000
Current assets
£3,182,000
Creditors < 1 year
£1,950,000
Equity
£1,232,000
Average employees
Not available
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2025-12-3112 months · Company · AI-read | 2024-12-31Company · AI-read |
|---|---|---|
| Balance sheet | ||
| Net assets | £1,232,000 | £1,161,000 |
| Equity | £1,232,000 | £1,161,000 |
| Share capital | £1,000 | £1,000 |
| Retained earnings | £1,222,000 | £1,151,000 |
| Assets | ||
| Current assets | £3,182,000 | £3,266,000 |
| Cash at bank | £1,420,000 | £1,560,000 |
| Debtors | £1,762,000 | £1,706,000 |
| Liabilities | ||
| Creditors within one year | £1,950,000 | £2,105,000 |
| Net current assets | £1,232,000 | £1,161,000 |
| Assets less current liabilities | £1,232,000 | £1,161,000 |
| Profit & loss | ||
| Turnover | £15,039,000 | £15,692,000 |
| Cost of sales | £14,389,000 | £14,950,000 |
| Gross profit | £650,000 | £742,000 |
| Administrative expenses | £579,000 | £630,000 |
| Operating profit | £71,000 | £112,000 |
| Profit before tax | £71,000 | £112,000 |
| Profit / loss | £71,000 | £112,000 |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.
- Principal activity
- The principal activity of the Company in the year under review was that of the provision of panel management services for mortgage valuations.
- What it does
- panel management services · mortgage valuations (AI keywords)
- The year
- Turnover for the year decreased by (4%) to £15.04m (2024: £15.69m) driven by a change in the mix of work delivered by SBVS. Overall gross volumes have increased year on year in line with the wider market. Despite the wider pressures, the expectation is that SBVS volumes will continue to grow in 2026.
- Outlook
- The directors continue to focus on strengthening relationships with lenders and exploring further opportunities for growth though the Company’s revenues and profits are substantially dependent on the volume of housing transactions in the UK residential property market. SBVS and SDL continue to work closely with the lenders to deliver their requirements, creating new products and processes to ensure work can be carried out efficiently and safely, while continuing to be market leading in its service levels. The Board expects this proactive approach to serve the business well in the long-term and it is well positioned to capitalise on any market opportunities through potential tender and allocation wins in 2026.
- Auditor
- Ernst & Young LLP · senior statutory auditor Robin Enstone
- Audit opinion
- Clean (unmodified)
- Immediate parent
- Sesame Services Limited · United Kingdom
- Ultimate parent
- Aviva plc · United Kingdom
- Ultimate controlling party
- Aviva plc
- Accounts
- Full accounts · FRS 101
- Approved
- 2026-07-08, signed by S J Harris
Related parties (11)
- SDL Surveying Limited · minority shareholder · Included within trade payables · 725 (000s)
- SDL Surveying Limited · minority shareholder · Included within trade payables · 622 (000s)
- Sesame Services Limited · immediate parent company · Included within trade payables · 108 (000s)
- Sesame Services Limited · immediate parent company · Included within trade payables · 270 (000s)
- Sesame Services Limited · immediate parent company · Other payables in relation to other taxes · £53k (2024: £55k) (000s)
- Sesame Services Limited · immediate parent company · Direct and administrative costs of the operations of the Company · £498,000 (2024: £742,000) (000s)
- SDL Surveying Limited · minority shareholder · Direct and administrative costs of the operations of the Company · £1,564,000 (2024: £1,420,000) (000s)
- SDL Surveying Limited · minority shareholder · Completed valuations panelled to SDL Surveying Limited · £8,807,000 (2024: £9,606,000) (000s)
- Sesame Services Limited · immediate parent company · Contribution towards the cost of directors fees · £40,000 (2024: £40,000) (000s)
- SDL Surveying Limited · minority shareholder · Contribution towards the cost of directors fees · £183,000 (2024: £183,000) (000s)
- SDL Surveying Limited · minority shareholder · Conference sponsorship · £15,000 (2024: £15,000) (000s)
Directors' report (7)
- J Cowan
- I J Fergusson
- S J Harris
- S P Jackson
- N A Jones
- P Wilson
- C L Cherrington · appointed 2025-12-08
Principal risks (5)
- major downturn in property market conditions and liquidity in the mortgage market
- current economic uncertainty
- geopolitical instability
- operational risk
- liquidity risk
Events after the year end (1)
- There have been no significant post balance sheet events affecting the Company since year end.
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
0 outstanding chargesNo charges available in our records.