Esure Finance Limited
Other business support service activities n.e.c. · Reigate
ActiveUnited KingdomIncorporated 2009Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
£237,403,000
Cash
£23,000
Turnover
—
Profit / loss
£69,927,000
Current assets
£730,000
Creditors < 1 year
£41,927,000
Equity
£237,403,000
Average employees
Not available
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2025-12-3112 months · Company · AI-read | 2024-12-31Company · AI-read |
|---|---|---|
| Balance sheet | ||
| Net assets | £237,403,000 | £238,476,000 |
| Equity | £237,403,000 | £238,476,000 |
| Share capital | £131,600,000 | £131,600,000 |
| Retained earnings | £20,803,000 | £21,876,000 |
| Assets | ||
| Fixed assets | £278,600,000 | £278,600,000 |
| Investments | £278,600,000 | £278,600,000 |
| Current assets | £730,000 | £23,000 |
| Cash at bank | £23,000 | £22,000 |
| Debtors | £707,000 | £1,000 |
| Liabilities | ||
| Creditors within one year | £41,927,000 | £7,447,000 |
| Net current assets | −£41,197,000 | −£7,424,000 |
| Assets less current liabilities | £237,403,000 | £271,176,000 |
| Profit & loss | ||
| Administrative expenses | £20,000 | £19,000 |
| Other operating income | £71,000,000 | £33,300,000 |
| Operating profit | £70,980,000 | £33,281,000 |
| Interest payable | £1,411,000 | £1,379,000 |
| Profit before tax | £69,569,000 | £31,902,000 |
| Tax | −£358,000 | −£349,000 |
| Profit / loss | £69,927,000 | £32,251,000 |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.
- Principal activity
- The nature of the Company's operations is as an intermediate holding company of the esure group of companies.
- What it does
- intermediate holding company · insurance group (AI keywords)
- The year
- The profit for the year, after taxation, amounted to £69.9m (2024: profit of £32.3m). The result reflects dividends received from the Company's subsidiaries which were then paid onto the Company's parent; the cost base for this holding company remains constant.
- Outlook
- The Directors consider that the Company's principal activities will remain unchanged for the foreseeable future.
- Auditor
- Deloitte LLP · senior statutory auditor Maike Filter
- Audit opinion
- Clean (unmodified)
- Immediate parent
- esure Group plc
- Ultimate parent
- Ageas SA/NV · Belgium
- Ultimate controlling party
- Ageas SA/NV
- Accounts
- FRS 101
- Approved
- 2026-04-15, signed by A M Smith
Subsidiaries (5)
- esure Holdings Limited · 100% · England and Wales · Holding company
- esure Insurance Limited · 100% · England and Wales · General insurance
- esure Services Limited · 100% · England and Wales · Administration and management
- esure Property Limited · 100% · England and Wales · Property investment
- esure broker limited · 100% · England and Wales · Dormant
Related parties (6)
- group undertakings · group undertakings · Interest payable on amounts owed · 1,411 (000s)
- group undertakings · group undertakings · Interest payable on amounts owed · 1,379 (000s)
- group undertakings · group undertakings · Amounts owed · 349 (000s)
- group undertakings · group undertakings · Amounts owed · 1 (000s)
- group undertakings · group undertakings · Amounts owed · 41,927 (000s)
- group undertakings · group undertakings · Amounts owed · 7,447 (000s)
Directors' report (5)
- P D Bole · resigned 2025-09-29
- D J R McMillan · resigned 2025-09-29
- A E Middle · appointed 2025-09-29
- J S Price · appointed 2025-09-29
- A M Smith · appointed 2025-11-18
Share classes (1)
- 13,159,990,000 Ordinary of 1p
Principal risks (1)
- possibility of an impairment in the value of its investments in group undertakings
Events after the year end (1)
- In February 2026, the Company’s indirect subsidiary, esure Services Limited, announced to employees that, as a part of a wider integration program, a series of consultations would be taking place that would lead to a restructuring of the wider Ageas UK employees to give a simpler and leaner operating model. The impact on the Company cannot currently be quantified as the consultation process is only in its very earliest stages.
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
0 outstanding chargesNo charges available in our records.