Dsl Business Finance Ltd
Other credit granting n.e.c. · Glasgow
ActiveUnited KingdomIncorporated 1993Private, limited by guarantee, no share capital
Financial position
Accounts to 2026-03-31 · GBP · Company accounts
Net assets
£853,130
Cash
£734,587
Turnover
£849,723
Profit / loss
£1,201
Current assets
£1,275,045
Creditors < 1 year
£262,148
Equity
£853,130
Average employees
14
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2026-03-3112 months · Company · AI-read | 2025-03-31Company · AI-read |
|---|---|---|
| Balance sheet | ||
| Net assets | £853,130 | £851,929 |
| Equity | £853,130 | £851,929 |
| Retained earnings | £768,385 | £767,184 |
| Assets | ||
| Fixed assets | £5,274 | £2,437 |
| Property, plant & equipment | £5,272 | £2,435 |
| Investments | £2 | £2 |
| Current assets | £1,275,045 | £1,373,999 |
| Cash at bank | £734,587 | £715,678 |
| Debtors | £540,458 | £658,321 |
| Liabilities | ||
| Creditors within one year | £262,148 | £280,312 |
| Creditors after one year | £165,041 | £244,195 |
| Bank loans & overdrafts | £90,041 | £144,195 |
| Net current assets | £1,012,897 | £1,093,687 |
| Assets less current liabilities | £1,018,171 | £1,096,124 |
| Profit & loss | ||
| Turnover | £849,723 | £790,621 |
| Administrative expenses | £839,799 | £776,333 |
| Operating profit | £9,924 | £14,288 |
| Interest payable | £8,723 | £13,748 |
| Profit before tax | £1,201 | £540 |
| Profit / loss | £1,201 | £540 |
| Operating costs | ||
| Depreciation | £3,246 | £1,217 |
| Audit fees | £7,801 | £7,374 |
| People & pay | ||
| Average employees | 14 | 13 |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2026-03-31 say about themselves, read by AI from the scanned filing.
- Principal activity
- The principal activity of the company continued to be that of providing business loans to financially sustainable small and medium sized businesses including social enterprises throughout Scotland.
- What it does
- business loans · micro businesses · small businesses · medium sized businesses · social enterprises · Scotland · business support (AI keywords)
- The year
- The business environment for the financial year ending 31 March 2026 remained complex, however signs of improvement began to emerge following a prolonged period of economic volatility, characterised by a gradually improving but still challenging operating environment for small and medium-sized enterprises (SMEs).
- Auditor
- Wbg (Audit) Limited · senior statutory auditor Scott Gillon BA(Hons) FCCA, CA
- Audit opinion
- Clean (unmodified)
- Immediate parent
- Community Enterprise in Scotland · Scotland
- Ultimate parent
- Community Enterprise in Scotland · Scotland
- Ultimate controlling party
- Community Enterprise in Scotland
- Accounts
- Small company · FRS 102 Section 1A
- Approved
- 2026-08-19, signed by Stuart Yuill
Subsidiaries (4)
- DSL IFS Smaller Loans GP Limited · 100% · Scotland
- DSL CIP Limited · 100% · Scotland
- Scottish Growth Scheme – DSL Business Microfinance Limited Partnership · 25% · Scotland
- IFS Smaller Loans Limited Partnership · 1.48% · Scotland
Related parties (13)
- Stuart Yuill · Payment in comparative period · £55k
- Community Enterprise in Scotland (CEIS) · sole member · Management fee paid · £83k
- Community Enterprise in Scotland (CEIS) · sole member · Management fee paid · £101k
- Community Enterprise in Scotland (CEIS) · sole member · Amount owed to CEIS by DSL · £28,975
- Community Enterprise in Scotland (CEIS) · sole member · Amount owed to CEIS by DSL · £2,686
- IFS Smaller Loans LP · Management fee received · £381k
- IFS Smaller Loans LP · Management fee received · £364k
- IFS Smaller Loans LP · Amount due from IFS Smaller Loans LP to DSL · £57k
- IFS Smaller Loans LP · Amount due from IFS Smaller Loans LP to DSL · £48k
- Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount received · £26k
- Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount received · £43k
- Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount due from Scottish Growth Scheme DSL Business Finance Microfinance L.P to DSL · £17k
- Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount due from Scottish Growth Scheme DSL Business Finance Microfinance L.P to DSL · £17k
Borrowings (1)
- Bank loan · 90,041 · Payable after one year · secured on The bank loan is secured by assignation of the loan book to the lender and a floating charge over the borrowing company's assets.
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
5 outstanding chargesFixed · created 2022-08-08
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OutstandingAll Assets · created 2022-08-08
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OutstandingUnknown · created 2018-02-27
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OutstandingFixed · created 2017-03-16
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OutstandingAll Assets · created 2001-09-27
All monies
OutstandingShow 17 satisfied / released
Fixed · created 2017-11-22 · satisfied 2021-03-18
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SatisfiedFloating · created 2017-08-03 · satisfied 2021-03-18
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SatisfiedUnknown · created 2016-12-07 · satisfied 2021-03-22
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SatisfiedUnknown · created 2016-09-19 · satisfied 2021-03-22
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SatisfiedUnknown · created 2016-05-19 · satisfied 2021-03-22
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SatisfiedUnknown · created 2016-01-25 · satisfied 2021-03-22
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SatisfiedUnknown · created 2015-12-07 · satisfied 2021-03-18
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SatisfiedUnknown · created 2015-09-11 · satisfied 2021-03-18
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SatisfiedUnknown · created 2015-05-21 · satisfied 2021-03-18
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SatisfiedUnknown · created 2014-12-09 · satisfied 2021-03-18
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SatisfiedUnknown · created 2014-08-28 · satisfied 2021-03-18
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SatisfiedUnknown · created 2014-04-23 · satisfied 2021-03-18
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SatisfiedUnknown · created 2014-02-24 · satisfied 2021-03-18
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SatisfiedUnknown · created 2013-11-15 · satisfied 2021-03-18
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SatisfiedUnknown · created 2013-08-29 · satisfied 2021-03-18
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SatisfiedFixed · created 2013-05-02 · satisfied 2021-03-18
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SatisfiedAll Assets · created 1996-11-25 · satisfied 2000-11-14
£1,300,000
Satisfied