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Companies/SC145739

Dsl Business Finance Ltd

Other credit granting n.e.c. · Glasgow

ActiveUnited KingdomIncorporated 1993Private, limited by guarantee, no share capital
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Financial position

Accounts to 2026-03-31 · GBP · Company accounts

Net assets
£853,130
Cash
£734,587
Turnover
£849,723
Profit / loss
£1,201
Current assets
£1,275,045
Creditors < 1 year
£262,148
Equity
£853,130
Average employees
14

Balance-sheet trend

GBP · company

Financial statements

Selected figures from the best-ranked available filing for each period. Missing values remain unknown.

2 periods

Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts

Reported figures2026-03-3112 months · Company · AI-read2025-03-31Company · AI-read
Balance sheet
Net assets£853,130£851,929
Equity£853,130£851,929
Retained earnings£768,385£767,184
Assets
Fixed assets£5,274£2,437
Property, plant & equipment£5,272£2,435
Investments£2£2
Current assets£1,275,045£1,373,999
Cash at bank£734,587£715,678
Debtors£540,458£658,321
Liabilities
Creditors within one year£262,148£280,312
Creditors after one year£165,041£244,195
Bank loans & overdrafts£90,041£144,195
Net current assets£1,012,897£1,093,687
Assets less current liabilities£1,018,171£1,096,124
Profit & loss
Turnover£849,723£790,621
Administrative expenses£839,799£776,333
Operating profit£9,924£14,288
Interest payable£8,723£13,748
Profit before tax£1,201£540
Profit / loss£1,201£540
Operating costs
Depreciation£3,246£1,217
Audit fees£7,801£7,374
People & pay
Average employees1413
Source evidenceView filing View filing

From the accounts

What the accounts for 2026-03-31 say about themselves, read by AI from the scanned filing.

Principal activity
The principal activity of the company continued to be that of providing business loans to financially sustainable small and medium sized businesses including social enterprises throughout Scotland.
What it does
business loans · micro businesses · small businesses · medium sized businesses · social enterprises · Scotland · business support (AI keywords)
The year
The business environment for the financial year ending 31 March 2026 remained complex, however signs of improvement began to emerge following a prolonged period of economic volatility, characterised by a gradually improving but still challenging operating environment for small and medium-sized enterprises (SMEs).
Auditor
Wbg (Audit) Limited · senior statutory auditor Scott Gillon BA(Hons) FCCA, CA
Audit opinion
Clean (unmodified)
Immediate parent
Community Enterprise in Scotland · Scotland
Ultimate parent
Community Enterprise in Scotland · Scotland
Ultimate controlling party
Community Enterprise in Scotland
Accounts
Small company · FRS 102 Section 1A
Approved
2026-08-19, signed by Stuart Yuill
Subsidiaries (4)
  • DSL IFS Smaller Loans GP Limited · 100% · Scotland
  • DSL CIP Limited · 100% · Scotland
  • Scottish Growth Scheme – DSL Business Microfinance Limited Partnership · 25% · Scotland
  • IFS Smaller Loans Limited Partnership · 1.48% · Scotland
Related parties (13)
  • Stuart Yuill · Payment in comparative period · £55k
  • Community Enterprise in Scotland (CEIS) · sole member · Management fee paid · £83k
  • Community Enterprise in Scotland (CEIS) · sole member · Management fee paid · £101k
  • Community Enterprise in Scotland (CEIS) · sole member · Amount owed to CEIS by DSL · £28,975
  • Community Enterprise in Scotland (CEIS) · sole member · Amount owed to CEIS by DSL · £2,686
  • IFS Smaller Loans LP · Management fee received · £381k
  • IFS Smaller Loans LP · Management fee received · £364k
  • IFS Smaller Loans LP · Amount due from IFS Smaller Loans LP to DSL · £57k
  • IFS Smaller Loans LP · Amount due from IFS Smaller Loans LP to DSL · £48k
  • Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount received · £26k
  • Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount received · £43k
  • Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount due from Scottish Growth Scheme DSL Business Finance Microfinance L.P to DSL · £17k
  • Scottish Growth Scheme DSL Business Finance Microfinance L.P · Amount due from Scottish Growth Scheme DSL Business Finance Microfinance L.P to DSL · £17k
Borrowings (1)
  • Bank loan · 90,041 · Payable after one year · secured on The bank loan is secured by assignation of the loan book to the lender and a floating charge over the borrowing company's assets.

Secured borrowing

Registered charges, lenders and security interests.

Charges and related records

5 outstanding charges
Fixed · created 2022-08-08
—
Outstanding
All Assets · created 2022-08-08
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Outstanding
Unknown · created 2018-02-27
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Outstanding
Fixed · created 2017-03-16
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Outstanding
All Assets · created 2001-09-27
All monies
Outstanding
Show 17 satisfied / released
Fixed · created 2017-11-22 · satisfied 2021-03-18
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Satisfied
Floating · created 2017-08-03 · satisfied 2021-03-18
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Satisfied
Unknown · created 2016-12-07 · satisfied 2021-03-22
—
Satisfied
Unknown · created 2016-09-19 · satisfied 2021-03-22
—
Satisfied
Unknown · created 2016-05-19 · satisfied 2021-03-22
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Satisfied
Unknown · created 2016-01-25 · satisfied 2021-03-22
—
Satisfied
Unknown · created 2015-12-07 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2015-09-11 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2015-05-21 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2014-12-09 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2014-08-28 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2014-04-23 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2014-02-24 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2013-11-15 · satisfied 2021-03-18
—
Satisfied
Unknown · created 2013-08-29 · satisfied 2021-03-18
—
Satisfied
Fixed · created 2013-05-02 · satisfied 2021-03-18
—
Satisfied
All Assets · created 1996-11-25 · satisfied 2000-11-14
£1,300,000
Satisfied